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| A credit report refers to information on whether you have been paying all your credit card dues on time. |
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| A credit score is a three digit number that gives a fair idea about your ability to pay your dues. |
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More and more people prefer to carry credit cards instead of cash and make all their payments with credit cards.
Some of the most famous companies that issue credit cards in the UK are VISA, American Express, HSBC, and Citibank.
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